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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,358 | $93,598-14.1% | $135,974-40.9% | $75,173+6.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 24.76% | 30.89%-6.1pp | 68.30%-43.5pp | 160.72%-136.0pp |
| Employer contribution / active EE | $7,193 | $3,538+103.3% | $4,859+48.0% | $2,671+169.3% |
| Participant deferral / active EE | $7,655 | $6,405+19.5% | $7,760-1.3% | $4,126+85.5% |
| Admin fee / account holder | $1,068 | $6,978-84.7% | $10,767-90.1% | $5,651-81.1% |