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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,076 | $76,634-64.7% | $56,054-51.7% | $145,978-81.5% |
| Participation rate | 54.5% | 63.2%-8.7pp | 52.5%+2.1pp | 80.3%-25.7pp |
| Annual return | 10.19% | 3004.33%-2994.1pp | 1705.95%-1695.8pp | 550.52%-540.3pp |
| Employer contribution / active EE | $963 | $1,380-30.2% | $1,039-7.3% | $4,662-79.3% |
| Participant deferral / active EE | $2,877 | $2,622+9.7% | $1,952+47.3% | $6,690-57.0% |
| Admin fee / account holder | $106 | $3,321-96.8% | $2,822-96.2% | $13,400-99.2% |