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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,299 | $108,212-85.9% | $77,513-80.3% | $158,966-90.4% |
| Participation rate | 45.5% | 64.4%-19.0pp | 54.2%-8.7pp | 82.0%-36.5pp |
| Annual return | 20.36% | 31.67%-11.3pp | 54.81%-34.4pp | 302.95%-282.6pp |
| Employer contribution / active EE | $569 | $1,325-57.0% | $987-42.3% | $4,762-88.1% |
| Participant deferral / active EE | $2,071 | $2,455-15.6% | $1,861+11.3% | $5,983-65.4% |
| Admin fee / account holder | $49 | $3,709-98.7% | $2,859-98.3% | $11,250-99.6% |