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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,587 | $84,551-70.9% | $61,452-60.0% | $134,532-81.7% |
| Participation rate | 33.3% | 62.2%-28.9pp | 52.6%-19.2pp | 81.2%-47.9pp |
| Annual return | -17.24% | 585.39%-602.6pp | 338.96%-356.2pp | 418.27%-435.5pp |
| Employer contribution / active EE | $986 | $1,545-36.2% | $1,160-15.0% | $4,741-79.2% |
| Participant deferral / active EE | $3,320 | $2,818+17.8% | $2,125+56.2% | $6,401-48.1% |
| Admin fee / account holder | $2,278 | $2,587-12.0% | $2,131+6.9% | $11,429-80.1% |