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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,939 | $148,582-45.5% | $135,942-40.5% | $139,456-42.0% |
| Participation rate | 78.9% | 83.9%-4.9pp | 81.9%-3.0pp | 80.3%-1.4pp |
| Annual return | 22.69% | 79.26%-56.6pp | 68.28%-45.6pp | 373.45%-350.8pp |
| Employer contribution / active EE | $2,731 | $5,245-47.9% | $4,858-43.8% | $4,753-42.5% |
| Participant deferral / active EE | $9,412 | $8,101+16.2% | $7,759+21.3% | $6,711+40.2% |
| Admin fee / account holder | $6,404 | $12,402-48.4% | $10,764-40.5% | $11,407-43.9% |