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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,882 | $157,296-60.0% | $141,191-55.5% | $152,897-58.9% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 27.75% | 64.34%-36.6pp | 71.41%-43.7pp | 345.43%-317.7pp |
| Employer contribution / active EE | $4,187 | $5,262-20.4% | $4,736-11.6% | $4,764-12.1% |
| Participant deferral / active EE | $7,433 | $7,111+4.5% | $6,710+10.8% | $5,851+27.0% |
| Admin fee / account holder | $9,851 | $12,125-18.8% | $10,264-4.0% | $11,599-15.1% |