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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,348 | $138,102-50.5% | $125,381-45.5% | $134,532-49.2% |
| Participation rate | 92.9% | 84.5%+8.4pp | 82.4%+10.5pp | 81.2%+11.6pp |
| Annual return | -1.51% | 750.73%-752.2pp | 572.31%-573.8pp | 418.27%-419.8pp |
| Employer contribution / active EE | $2,757 | $5,245-47.4% | $4,815-42.7% | $4,741-41.8% |
| Participant deferral / active EE | $10,853 | $7,801+39.1% | $7,448+45.7% | $6,401+69.6% |
| Admin fee / account holder | $4,381 | $11,568-62.1% | $10,007-56.2% | $11,429-61.7% |