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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,298 | $228,352-92.0% | $185,835-90.2% | $158,966-88.5% |
| Participation rate | 78.6% | 82.3%-3.7pp | 78.0%+0.5pp | 82.0%-3.4pp |
| Annual return | 14.74% | 40.81%-26.1pp | 35.96%-21.2pp | 302.95%-288.2pp |
| Employer contribution / active EE | $1,386 | $4,967-72.1% | $4,087-66.1% | $4,762-70.9% |
| Participant deferral / active EE | $2,393 | $6,416-62.7% | $5,633-57.5% | $5,983-60.0% |
| Admin fee / account holder | $5,850 | $11,867-50.7% | $9,502-38.4% | $11,250-48.0% |