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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,696 | $226,105-90.8% | $182,540-88.7% | $152,897-86.5% |
| Participation rate | 81.8% | 82.5%-0.6pp | 78.0%+3.8pp | 82.5%-0.6pp |
| Annual return | 22.62% | 192.58%-170.0pp | 148.58%-126.0pp | 345.43%-322.8pp |
| Employer contribution / active EE | $1,633 | $4,978-67.2% | $4,076-59.9% | $4,764-65.7% |
| Participant deferral / active EE | $3,333 | $6,370-47.7% | $5,525-39.7% | $5,851-43.0% |
| Admin fee / account holder | $1,367 | $10,706-87.2% | $8,593-84.1% | $11,599-88.2% |