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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,556 | $232,540-93.7% | $185,117-92.1% | $147,586-90.1% |
| Participation rate | 75.0% | 82.4%-7.4pp | 77.3%-2.3pp | 82.8%-7.8pp |
| Annual return | 13.30% | 43.03%-29.7pp | 40.50%-27.2pp | 578.59%-565.3pp |
| Employer contribution / active EE | $1,564 | $5,195-69.9% | $4,182-62.6% | $4,876-67.9% |
| Participant deferral / active EE | $2,737 | $5,834-53.1% | $5,045-45.7% | $5,439-49.7% |
| Admin fee / account holder | $2,482 | $10,275-75.8% | $8,159-69.6% | $10,886-77.2% |