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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,869 | $138,312+155.1% | $122,979+186.9% | $155,188+127.4% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 15.87% | 22.06%-6.2pp | 20.12%-4.2pp | 148.84%-133.0pp |
| Employer contribution / active EE | $8,660 | $3,530+145.3% | $3,062+182.8% | $4,248+103.9% |
| Participant deferral / active EE | $5,361 | $5,592-4.1% | $5,003+7.2% | $6,531-17.9% |
| Admin fee / account holder | $5,493 | $15,089-63.6% | $12,864-57.3% | $14,480-62.1% |