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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,094 | $110,240+139.6% | $96,544+173.5% | $139,487+89.3% |
| Participation rate | 92.3% | 78.1%+14.2pp | 76.0%+16.3pp | 80.3%+12.0pp |
| Annual return | 15.88% | 26.41%-10.5pp | 25.88%-10.0pp | 373.84%-358.0pp |
| Employer contribution / active EE | $14,690 | $3,622+305.6% | $2,966+395.2% | $4,755+209.0% |
| Participant deferral / active EE | $5,702 | $5,549+2.8% | $4,851+17.5% | $6,713-15.1% |
| Admin fee / account holder | $4,246 | $11,602-63.4% | $8,254-48.6% | $11,407-62.8% |