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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,714 | $117,846+122.1% | $102,434+155.5% | $145,884+79.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 16.77% | 31.90%-15.1pp | 29.46%-12.7pp | 551.85%-535.1pp |
| Employer contribution / active EE | $4,901 | $3,615+35.6% | $3,023+62.1% | $4,662+5.1% |
| Participant deferral / active EE | $5,194 | $5,733-9.4% | $5,055+2.8% | $6,690-22.4% |
| Admin fee / account holder | $3,470 | $13,356-74.0% | $9,462-63.3% | $13,392-74.1% |