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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,502 | $103,393+147.1% | $87,103+193.3% | $152,909+67.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 17.67% | 28.10%-10.4pp | 28.19%-10.5pp | 345.46%-327.8pp |
| Employer contribution / active EE | $7,823 | $3,221+142.9% | $2,521+210.2% | $4,764+64.2% |
| Participant deferral / active EE | $6,134 | $4,778+28.4% | $4,049+51.5% | $5,851+4.8% |
| Admin fee / account holder | $3,313 | $12,195-72.8% | $7,491-55.8% | $11,601-71.4% |