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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,869 | $124,425+183.6% | $112,040+214.9% | $137,256+157.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.87% | 24.72%-8.8pp | 24.52%-8.7pp | 220.34%-204.5pp |
| Employer contribution / active EE | $8,660 | $3,411+153.9% | $2,954+193.2% | $4,156+108.4% |
| Participant deferral / active EE | $5,361 | $5,718-6.2% | $5,098+5.2% | $6,407-16.3% |
| Admin fee / account holder | $5,493 | $15,207-63.9% | $12,098-54.6% | $12,270-55.2% |