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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,512 | $115,225-70.0% | $100,712-65.7% | $138,895-75.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 13.61% | 40.35%-26.7pp | 33.27%-19.7pp | 145.39%-131.8pp |
| Employer contribution / active EE | $2,203 | $2,771-20.5% | $2,313-4.7% | $4,194-47.5% |
| Participant deferral / active EE | $6,450 | $4,699+37.3% | $4,085+57.9% | $6,396+0.8% |
| Admin fee / account holder | $1,037 | $10,844-90.4% | $9,256-88.8% | $12,562-91.7% |