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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,072 | $106,918-93.4% | $84,021-91.6% | $152,897-95.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 17.33% | 105.01%-87.7pp | 71.32%-54.0pp | 345.43%-328.1pp |
| Employer contribution / active EE | $2,816 | $2,735+2.9% | $1,984+41.9% | $4,764-40.9% |
| Participant deferral / active EE | $5,139 | $4,012+28.1% | $3,239+58.7% | $5,851-12.2% |
| Admin fee / account holder | $24,290 | $8,288+193.1% | $6,102+298.1% | $11,599+109.4% |