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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,114 | $102,663-80.4% | $86,216-76.7% | $139,466-85.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 16.64% | 1924.52%-1907.9pp | 1169.42%-1152.8pp | 373.66%-357.0pp |
| Employer contribution / active EE | $2,046 | $3,035-32.6% | $2,382-14.1% | $4,754-57.0% |
| Participant deferral / active EE | $5,985 | $4,677+27.9% | $3,986+50.1% | $6,712-10.8% |
| Admin fee / account holder | $1,638 | $8,663-81.1% | $6,853-76.1% | $11,409-85.6% |