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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $510,838 | $137,414+271.8% | $189,517+169.5% | $85,854+495.0% |
| Participation rate | 93.5% | 84.6%+8.9pp | 87.8%+5.7pp | 69.3%+24.2pp |
| Annual return | 14.24% | 38.14%-23.9pp | 555.19%-541.0pp | 318.56%-304.3pp |
| Employer contribution / active EE | $4,625 | $4,344+6.5% | $6,162-24.9% | $2,565+80.3% |
| Participant deferral / active EE | $12,967 | $6,260+107.2% | $8,221+57.7% | $3,952+228.1% |
| Admin fee / account holder | $148,702 | $8,630+1623.2% | $12,045+1134.5% | $6,260+2275.3% |