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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $580,154 | $123,793+368.6% | $177,848+226.2% | $79,856+626.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 16.42% | 22.82%-6.4pp | 48.33%-31.9pp | 31.71%-15.3pp |
| Employer contribution / active EE | $25,135 | $4,095+513.8% | $5,919+324.7% | $2,471+917.1% |
| Participant deferral / active EE | $14,004 | $5,956+135.1% | $7,714+81.5% | $3,741+274.4% |
| Admin fee / account holder | $4,829 | $7,243-33.3% | $12,431-61.2% | $5,306-9.0% |