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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,173 | $110,083+246.3% | $151,645+151.4% | $68,490+456.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -16.88% | -10.12%-6.8pp | 3.34%-20.2pp | -7.85%-9.0pp |
| Employer contribution / active EE | $20,677 | $4,470+362.6% | $6,165+235.4% | $2,597+696.3% |
| Participant deferral / active EE | $13,594 | $6,526+108.3% | $8,363+62.6% | $4,028+237.5% |
| Admin fee / account holder | $3,004 | $7,718-61.1% | $11,614-74.1% | $5,403-44.4% |