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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,266 | $75,962-61.5% | $154,108-81.0% | $64,173-54.4% |
| Participation rate | 64.0% | 70.4%-6.4pp | 83.0%-19.0pp | 69.6%-5.6pp |
| Annual return | -6.80% | 30.32%-37.1pp | 735.21%-742.0pp | 7.63%-14.4pp |
| Employer contribution / active EE | $552 | $3,350-83.5% | $5,298-89.6% | $2,381-76.8% |
| Participant deferral / active EE | $2,883 | $3,175-9.2% | $5,081-43.3% | $3,470-16.9% |
| Admin fee / account holder | $468 | $5,589-91.6% | $13,411-96.5% | $4,887-90.4% |