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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,164 | $91,198-42.8% | $178,503-70.8% | $79,856-34.7% |
| Participation rate | 71.2% | 69.2%+2.0pp | 81.9%-10.7pp | 69.6%+1.6pp |
| Annual return | 21.74% | 24.20%-2.5pp | 151.12%-129.4pp | 31.71%-10.0pp |
| Employer contribution / active EE | $1,237 | $3,257-62.0% | $5,011-75.3% | $2,471-49.9% |
| Participant deferral / active EE | $3,367 | $3,237+4.0% | $5,202-35.3% | $3,741-10.0% |
| Admin fee / account holder | $575 | $6,748-91.5% | $13,987-95.9% | $5,306-89.2% |