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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,663 | $77,638-70.8% | $156,551-85.5% | $62,881-64.0% |
| Participation rate | 66.7% | 71.2%-4.5pp | 84.0%-17.3pp | 69.3%-2.6pp |
| Annual return | 11.08% | 50.33%-39.2pp | 32.23%-21.2pp | 20.14%-9.1pp |
| Employer contribution / active EE | $558 | $3,444-83.8% | $5,501-89.9% | $2,281-75.5% |
| Participant deferral / active EE | $2,639 | $3,046-13.3% | $4,871-45.8% | $3,203-17.6% |
| Admin fee / account holder | $532 | $5,561-90.4% | $13,028-95.9% | $4,296-87.6% |