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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC3 years Service code 26 · EIN 13-2638166 | Advisory (Participants) | $25,957 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $1,556 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,850 | $93,598-45.7% | $135,974-62.6% | $75,173-32.4% |
| Participation rate | 98.9% | 75.2%+23.7pp | 81.9%+16.9pp | 67.2%+31.7pp |
| Annual return | 16.29% | 30.89%-14.6pp | 68.30%-52.0pp | 160.72%-144.4pp |
| Employer contribution / active EE | $797 | $3,538-77.5% | $4,859-83.6% | $2,671-70.2% |
| Participant deferral / active EE | $6,782 | $6,405+5.9% | $7,760-12.6% | $4,126+64.4% |
| Admin fee / account holder | $412 | $6,978-94.1% | $10,767-96.2% | $5,651-92.7% |