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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 13-2638166 | Advisory (Participants) | $15,310 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $574 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,612 | $105,200-36.7% | $159,474-58.2% | $85,847-22.4% |
| Participation rate | 98.6% | 75.8%+22.8pp | 82.8%+15.7pp | 69.3%+29.3pp |
| Annual return | 14.04% | 45.08%-31.0pp | 263.68%-249.6pp | 318.61%-304.6pp |
| Employer contribution / active EE | $854 | $3,319-74.3% | $4,831-82.3% | $2,565-66.7% |
| Participant deferral / active EE | $7,087 | $5,946+19.2% | $7,353-3.6% | $3,952+79.3% |
| Admin fee / account holder | $332 | $6,934-95.2% | $10,802-96.9% | $6,261-94.7% |