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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC2 years Service code 26 · EIN 13-2638166 | Advisory (Participants) | $24,211 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $368 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,250 | $82,678-50.1% | $125,391-67.1% | $68,490-39.8% |
| Participation rate | 97.8% | 75.1%+22.8pp | 82.4%+15.4pp | 67.9%+29.9pp |
| Annual return | -17.82% | -5.97%-11.9pp | 572.41%-590.2pp | -7.85%-10.0pp |
| Employer contribution / active EE | $807 | $3,382-76.1% | $4,816-83.2% | $2,597-68.9% |
| Participant deferral / active EE | $6,595 | $6,111+7.9% | $7,448-11.5% | $4,028+63.7% |
| Admin fee / account holder | $368 | $6,277-94.1% | $10,009-96.3% | $5,403-93.2% |