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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,171 | $101,752-22.2% | $164,928-52.0% | $80,911-2.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 13.98% | 16.73%-2.7pp | 70.08%-56.1pp | 35.63%-21.7pp |
| Employer contribution / active EE | $6,618 | $2,953+124.1% | $4,343+52.4% | $2,756+140.1% |
| Participant deferral / active EE | $6,319 | $4,477+41.1% | $6,034+4.7% | $4,297+47.1% |
| Admin fee / account holder | $11,792 | $8,218+43.5% | $12,684-7.0% | $6,935+70.1% |