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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,841 | $91,537-20.4% | $130,045-44.0% | $75,173-3.1% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 19.02% | -631.55%+650.6pp | -137.30%+156.3pp | 160.72%-141.7pp |
| Employer contribution / active EE | $6,574 | $2,845+131.1% | $4,321+52.1% | $2,671+146.1% |
| Participant deferral / active EE | $6,201 | $4,343+42.8% | $5,820+6.5% | $4,126+50.3% |
| Admin fee / account holder | $6,223 | $6,780-8.2% | $10,600-41.3% | $5,651+10.1% |