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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,195 | $152,612-65.1% | $125,192-57.5% | $152,897-65.2% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 24.88% | 54.85%-30.0pp | 43.79%-18.9pp | 345.43%-320.5pp |
| Employer contribution / active EE | $5,028 | $4,947+1.6% | $3,866+30.1% | $4,764+5.6% |
| Participant deferral / active EE | $6,913 | $5,868+17.8% | $4,937+40.0% | $5,851+18.1% |
| Admin fee / account holder | $7,237 | $13,437-46.1% | $9,704-25.4% | $11,599-37.6% |