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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,078 | $138,076-18.1% | $123,553-8.5% | $135,380-16.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.81% | 153.70%-158.5pp | 119.21%-124.0pp | 519.81%-524.6pp |
| Employer contribution / active EE | $13,600 | $5,152+164.0% | $4,628+193.8% | $4,779+184.6% |
| Participant deferral / active EE | $8,002 | $6,800+17.7% | $6,426+24.5% | $5,609+42.7% |
| Admin fee / account holder | $12,338 | $10,917+13.0% | $9,284+32.9% | $10,828+13.9% |