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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,639 | $150,447-28.5% | $136,298-21.0% | $147,586-27.1% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.27% | 1049.15%-1032.9pp | 5156.27%-5140.0pp | 578.59%-562.3pp |
| Employer contribution / active EE | $4,798 | $5,256-8.7% | $4,696+2.2% | $4,876-1.6% |
| Participant deferral / active EE | $7,690 | $6,631+16.0% | $6,247+23.1% | $5,439+41.4% |
| Admin fee / account holder | $7,370 | $10,906-32.4% | $9,244-20.3% | $10,886-32.3% |