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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,672 | $165,399+12.9% | $149,745+24.7% | $158,982+17.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 22.93% | 348.34%-325.4pp | 276.72%-253.8pp | 302.99%-280.1pp |
| Employer contribution / active EE | $9,584 | $5,105+87.8% | $4,646+106.3% | $4,763+101.2% |
| Participant deferral / active EE | $8,857 | $7,183+23.3% | $6,843+29.4% | $5,983+48.0% |
| Admin fee / account holder | $17,885 | $10,811+65.4% | $9,312+92.1% | $11,252+59.0% |