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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,374 | $84,493-54.6% | $125,381-69.4% | $66,938-42.7% |
| Participation rate | 75.2% | 76.4%-1.2pp | 82.4%-7.1pp | 69.8%+5.4pp |
| Annual return | -17.86% | -8.49%-9.4pp | 572.31%-590.2pp | 1.58%-19.4pp |
| Employer contribution / active EE | $420 | $3,554-88.2% | $4,815-91.3% | $2,545-83.5% |
| Participant deferral / active EE | $7,620 | $6,783+12.3% | $7,448+2.3% | $4,238+79.8% |
| Admin fee / account holder | $3,248 | $685+374.2% | $10,007-67.5% | $594+447.3% |