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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,585 | $89,367-51.2% | $141,191-69.1% | $72,975-40.3% |
| Participation rate | 56.1% | 75.1%-19.0pp | 82.5%-26.3pp | 69.5%-13.3pp |
| Annual return | 26.85% | 111.87%-85.0pp | 71.41%-44.6pp | 81.01%-54.2pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $7,502 | $5,419+38.5% | $6,710+11.8% | $3,608+107.9% |
| Admin fee / account holder | $3,907 | $5,957-34.4% | $10,264-61.9% | $5,124-23.7% |