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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,606 | $85,766-63.1% | $136,298-76.8% | $70,126-54.9% |
| Participation rate | 68.4% | 74.2%-5.7pp | 81.9%-13.5pp | 69.5%-1.1pp |
| Annual return | 44.16% | 31.46%+12.7pp | 5156.27%-5112.1pp | 73.15%-29.0pp |
| Employer contribution / active EE | $612 | $2,966-79.4% | $4,696-87.0% | $2,343-73.9% |
| Participant deferral / active EE | $6,883 | $5,051+36.3% | $6,247+10.2% | $3,332+106.6% |
| Admin fee / account holder | $451 | $5,421-91.7% | $9,244-95.1% | $4,645-90.3% |