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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,805 | $102,609+4.1% | $98,090+8.9% | $138,895-23.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 16.68% | 36.44%-19.8pp | 37.05%-20.4pp | 145.39%-128.7pp |
| Employer contribution / active EE | $9,895 | $3,867+155.9% | $3,606+174.4% | $4,194+135.9% |
| Participant deferral / active EE | $19,691 | $8,167+141.1% | $7,845+151.0% | $6,396+207.9% |
| Admin fee / account holder | $25,985 | $11,434+127.3% | $11,815+119.9% | $12,562+106.8% |