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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,136 | $77,492-3.0% | $100,398-25.2% | $80,911-7.1% |
| Participation rate | 93.1% | 76.9%+16.2pp | 81.5%+11.6pp | 67.6%+25.5pp |
| Annual return | 14.49% | 37.23%-22.7pp | 49.32%-34.8pp | 35.63%-21.1pp |
| Employer contribution / active EE | $6,981 | $2,800+149.3% | $3,946+76.9% | $2,756+153.3% |
| Participant deferral / active EE | $13,143 | $6,817+92.8% | $8,084+62.6% | $4,297+205.9% |
| Admin fee / account holder | $13,410 | $5,892+127.6% | $7,893+69.9% | $6,935+93.4% |