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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,094 | $68,398-7.8% | $94,664-33.3% | $75,173-16.1% |
| Participation rate | 85.4% | 76.1%+9.3pp | 80.8%+4.6pp | 67.2%+18.2pp |
| Annual return | 21.76% | 616.72%-595.0pp | 156.84%-135.1pp | 160.72%-139.0pp |
| Employer contribution / active EE | $5,286 | $2,701+95.7% | $3,673+43.9% | $2,671+97.9% |
| Participant deferral / active EE | $9,975 | $6,537+52.6% | $7,417+34.5% | $4,126+141.7% |
| Admin fee / account holder | $4,785 | $5,324-10.1% | $7,222-33.7% | $5,651-15.3% |