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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,445 | $86,701-53.4% | $73,309-44.8% | $125,389-67.7% |
| Participation rate | 42.9% | 78.6%-35.8pp | 74.9%-32.1pp | 83.2%-40.3pp |
| Annual return | -3.12% | 2.78%-5.9pp | 5.67%-8.8pp | 282.24%-285.4pp |
| Employer contribution / active EE | $2,771 | $4,152-33.3% | $3,237-14.4% | $4,866-43.1% |
| Participant deferral / active EE | $7,039 | $5,549+26.8% | $4,991+41.0% | $5,352+31.5% |
| Admin fee / account holder | $42 | $7,768-99.5% | $5,635-99.3% | $9,541-99.6% |