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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 91-1035498 | Recordkeeping | $38,948 |
PACIFIC PORTFOLIO CONSULTING2 years Service code 26 · EIN 91-1577578 | Advisory (Participants) | $21,880 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,495 | $61,338-7.9% | $149,717-62.3% | $71,495-21.0% |
| Participation rate | 90.8% | 62.5%+28.3pp | 78.8%+12.0pp | 67.9%+22.8pp |
| Annual return | 15.68% | 35.86%-20.2pp | 134.41%-118.7pp | 28.85%-13.2pp |
| Employer contribution / active EE | $3,934 | $2,381+65.2% | $4,820-18.4% | $2,589+51.9% |
| Participant deferral / active EE | $7,639 | $2,919+161.7% | $5,682+34.4% | $4,291+78.0% |
| Admin fee / account holder | $336 | $1,263-73.4% | $13,213-97.5% | $1,588-78.8% |