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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,441 | $84,236+25.2% | $170,435-38.1% | $70,126+50.4% |
| Participation rate | 91.8% | 70.8%+21.0pp | 83.6%+8.2pp | 69.5%+22.3pp |
| Annual return | 0.00% | 23.06%-23.1pp | 205.94%-205.9pp | 73.15%-73.1pp |
| Employer contribution / active EE | $177 | $3,387-94.8% | $5,432-96.7% | $2,343-92.5% |
| Participant deferral / active EE | $7,045 | $3,086+128.3% | $4,939+42.6% | $3,332+111.4% |
| Admin fee / account holder | $2,241 | $5,698-60.7% | $13,881-83.9% | $4,645-51.7% |