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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 91-1035498 | Recordkeeping | $38,229 |
Service code 26 · EIN 91-1577578 | Advisory (Participants) | $23,504 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,042 | $65,092-15.4% | $143,799-61.7% | $66,938-17.8% |
| Participation rate | 100.0% | 65.2%+34.8pp | 80.3%+19.7pp | 69.8%+30.2pp |
| Annual return | -16.35% | -11.14%-5.2pp | -0.04%-16.3pp | 1.58%-17.9pp |
| Employer contribution / active EE | $6,179 | $2,362+161.6% | $4,952+24.8% | $2,545+142.8% |
| Participant deferral / active EE | $7,747 | $2,920+165.3% | $5,638+37.4% | $4,238+82.8% |
| Admin fee / account holder | $343 | $502-31.7% | $14,677-97.7% | $594-42.2% |