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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Finders' fees / placement fees; Inves... | $81,767 |
CREATIVE PLANNING LLC1 year Service code 27 · EIN 84-4519624 | Advisory (Plan) | $47,364 |
LOCKTON INVESTMENT ADVISORS, LLC9+ years Filed as: LOCKTON INVESTMENT ADVISORS LLC Service code 27 · EIN 20-8874282 | Advisory (Plan) | $12,921 |
NATIONAL FINANCIAL SERVICES9+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,061 | $99,168+4.9% | $96,534+7.8% | $74,460+39.8% |
| Participation rate | 95.4% | 80.7%+14.7pp | 76.0%+19.4pp | 70.7%+24.7pp |
| Annual return | 14.78% | 22.40%-7.6pp | 25.88%-11.1pp | 34.38%-19.6pp |
| Employer contribution / active EE | $1,990 | $2,570-22.5% | $2,965-32.9% | $2,638-24.6% |
| Participant deferral / active EE | $7,913 | $4,936+60.3% | $4,851+63.1% | $4,530+74.7% |
| Admin fee / account holder | $179 | $225-20.2% | $8,253-97.8% | $348-48.4% |