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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,572 | $201,372-65.5% | $184,260-62.2% | $145,884-52.3% |
| Participation rate | 85.7% | 87.5%-1.8pp | 86.8%-1.1pp | 80.3%+5.4pp |
| Annual return | 13.75% | 29.04%-15.3pp | 28.84%-15.1pp | 551.85%-538.1pp |
| Employer contribution / active EE | $2,936 | $7,024-58.2% | $6,427-54.3% | $4,662-37.0% |
| Participant deferral / active EE | $11,409 | $9,808+16.3% | $9,133+24.9% | $6,690+70.5% |
| Admin fee / account holder | $6,553 | $16,362-60.0% | $13,898-52.9% | $13,392-51.1% |