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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,941 | $160,059-60.1% | $140,019-54.3% | $135,379-52.8% |
| Participation rate | 80.0% | 88.5%-8.5pp | 87.5%-7.5pp | 82.6%-2.6pp |
| Annual return | -7.78% | 911.44%-919.2pp | 651.15%-658.9pp | 519.79%-527.6pp |
| Employer contribution / active EE | $1,908 | $6,420-70.3% | $5,605-66.0% | $4,779-60.1% |
| Participant deferral / active EE | $9,619 | $7,641+25.9% | $6,927+38.9% | $5,609+71.5% |
| Admin fee / account holder | $3,590 | $13,328-73.1% | $10,705-66.5% | $10,828-66.8% |