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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,594 | $87,166-85.6% | $76,735-83.6% | $137,256-90.8% |
| Participation rate | 66.7% | 74.4%-7.7pp | 69.5%-2.8pp | 80.0%-13.3pp |
| Annual return | 10.87% | 26.50%-15.6pp | 29.77%-18.9pp | 220.34%-209.5pp |
| Employer contribution / active EE | $866 | $2,904-70.2% | $2,454-64.7% | $4,156-79.2% |
| Participant deferral / active EE | $1,347 | $4,726-71.5% | $4,088-67.1% | $6,407-79.0% |
| Admin fee / account holder | $9,105 | $8,403+8.4% | $7,189+26.6% | $12,270-25.8% |