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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,058 | $102,638-89.2% | $81,991-86.5% | $158,966-93.0% |
| Participation rate | 75.0% | 75.5%-0.5pp | 69.3%+5.7pp | 82.0%-7.0pp |
| Annual return | 17.04% | 61.05%-44.0pp | 41.31%-24.3pp | 302.95%-285.9pp |
| Employer contribution / active EE | $622 | $3,241-80.8% | $2,498-75.1% | $4,762-86.9% |
| Participant deferral / active EE | $1,796 | $4,649-61.4% | $3,722-51.8% | $5,983-70.0% |
| Admin fee / account holder | $335 | $8,237-95.9% | $5,665-94.1% | $11,250-97.0% |