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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $63,351 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $26,016 |
STRATEGIC ADVISORS, INC.7 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $11,606 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,390 | $78,976+42.3% | $100,383+12.0% | $74,546+50.8% |
| Participation rate | 80.0% | 79.5%+0.5pp | 81.5%-1.5pp | 67.2%+12.8pp |
| Annual return | 16.24% | 20.62%-4.4pp | 49.26%-33.0pp | 1366.03%-1349.8pp |
| Employer contribution / active EE | $0 | $3,019-100.0% | $3,944-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $6,877 | $7,758-11.3% | $8,086-14.9% | $4,347+58.2% |
| Admin fee / account holder | $273 | $1,330-79.5% | $7,900-96.5% | $1,944-86.0% |