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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,500 | $167,323-69.2% | $143,770-64.2% | $134,493-61.7% |
| Participation rate | 62.5% | 84.8%-22.3pp | 80.3%-17.8pp | 81.2%-18.7pp |
| Annual return | -18.85% | 0.47%-19.3pp | -0.04%-18.8pp | 418.01%-436.9pp |
| Employer contribution / active EE | $1,942 | $5,619-65.4% | $4,951-60.8% | $4,740-59.0% |
| Participant deferral / active EE | $6,309 | $6,446-2.1% | $5,638+11.9% | $6,400-1.4% |
| Admin fee / account holder | $4,602 | $18,088-74.6% | $14,673-68.6% | $11,425-59.7% |